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1822 Direkt Gutscheins & Verified Deals – August 2026

Looking for the latest 1822 Direkt Prämies? As of August 2026, our team has manually verified 16 offers for GiroDirekt, Girokonto Klassik, Wertpapierdepot. Browse current Gutscheins, working discounts, and exclusive deals, while expired offers are regularly removed.

1822 Direkt offers 0 coupon codes and 16 deals as of August 2026. Today's top offer: GiroDirekt Account Opening Bonus for New Customers. Codes are verified and updated daily.

$100
Only
Depotübertrag Bonus: Up to $100 for Portfolio Transfers

Transfer your securities portfolio to a Wertpapierdepot and receive a bonus. This offer is valid for new or existing customers completing a transfer.

25%
OFF
Zinsbonus for Neukunden on Savings Accounts

New customers can get a Zinsbonus on Tagesgeld or Festgeld accounts. This bonus applies to new deposits for a limited period.

50%
OFF
GiroDirekt Account Opening Bonus for New Customers

New customers opening a GiroDirekt account can receive a welcome bonus. This bonus applies with active account usage, meeting transaction requirements.

Expires Oct 02, 2026
$70
Only
Refer a Friend & Get a $70 Empfehlungsbonus

Refer a new customer to 1822 Direkt and receive a $70 bonus. The referred customer must open an eligible account.

Referral
Referral Program: Earn Rewards for Customer Referrals

Existing customers can earn an Empfehlungsbonus by referring new clients. The referral bonus is generated via the customer portal.

$125
Only
Flat $125 Bonus on Select Girokonto Accounts

Receive a $125 bonus when opening a specific Girokonto account. This bonus is tied to fulfilling account usage conditions.

Cashback
Cashback for Kontonutzung: Earn on Account Transactions

Receive Cashback for Kontonutzung on eligible transactions. This program rewards active use of your bank account.

Expires Sep 22, 2026
$60
Only
Seasonal Offer: $60 Bonus for Girokonto Openings in November

Open a Girokonto Klassik during November to receive a $60 bonus. This seasonal promotion requires meeting activity criteria.

Free Gift
New Customer Amazon Gift Card with Girokonto Eröffnung

Open a new Girokonto Klassik and receive an Amazon Gutschein. This incentive is for new customers with active account usage.

$100
Only
Up to $100 for New Wertpapierdepot Transfers

Transfer your existing Wertpapierdepot and get up to $100. This bonus depends on the value of the transferred securities.

Expires Oct 03, 2026
$75
Only
Exclusive Offer: $75 Bonus on Girokonto Eröffnung

Open a new Girokonto and receive a $75 bonus. This offer requires meeting specific transaction criteria within the first months.

30%
OFF
Junior Depot: Special Welcome Offer for New Accounts

New Junior Depot accounts may receive a special welcome incentive. This offer encourages early investment for young people.

Expires Oct 06, 2026
35%
OFF
Startguthaben for New GiroDirekt Account Holders

New customers opening a GiroDirekt account are eligible for a Startguthaben. This initial credit is applied upon account activation.

40%
OFF
Kreditkarten Gebührenbefreiung for Visa and Mastercard

Enjoy a Gebührenbefreiung on select Kreditkarte options like Visa Card or Mastercard. This waiver is for new cardholders under specific conditions.

45%
OFF
Gehaltskonto Prämie: Get a Bonus for Salary Account Setup

Set up a Gehaltskonto and meet minimum salary entry requirements to qualify for a bonus. This promotion targets new accounts with regular income.

$50
Only
Get a $50 Amazon Voucher with New Account

New customers opening any eligible account can receive a $50 Amazon Gutschein. Active account usage is required to qualify for this reward.

Customer Reviews

4.5
Average Rating
6
Total Reviews
Mark Lopez
★★★★☆
1 week ago

Good value, minor app issue

I decided to open a Depotkonto for ETF Sparplan investments. The fees seemed competitive compared to other direct banks I looked at. Setting up the plan was intuitive enough on the website. I did have a minor hiccup with their online banking app – it sometimes felt a little slow to load account statements, especially on mobile data. It wasn't a deal-breaker, but it could be snappier. Delivery of the initial paperwork took about a week. Customer service answered my question about commission fees fairly quickly when I called. Overall, I'm satisfied with the value and features, just hope the app gets some performance tweaks.

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Minimum 10 characters0 / 2,000
Amber Jackson
★★★★★
3 weeks ago

Quick Ratenkredit approval

Needed a Ratenkredit. Applied online. Approval was fast. Funds arrived in my account in 2 days. No issues. Very efficient process.

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Minimum 10 characters0 / 2,000
Hannah Scott
★★★★☆
1 month ago

GiroDirekt account was easy to set up

I opened a GiroDirekt account last month and the process was pretty smooth. The online application was straightforward, and I used the VideoIdent procedure, which worked well from my phone, though it took a couple of tries to get the lighting right. They sent all the necessary documents and my Visa Card within 5 business days. I appreciated the clear instructions for setting up online banking. I had a quick question about linking my Apple Pay, and customer support was responsive via their online chat. The app itself is functional, not overly fancy, but it gets the job done for everyday banking. Overall, a good experience for a new account.

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Minimum 10 characters0 / 2,000
Karen L.
★★★★★
1 month ago

Great bonus for new account

I opened a Girokonto and got a nice startguthaben. That was a big factor for me choosing them over others. I made sure to meet all the conditions for the bonus payout, and it showed up in my account right on time, exactly as promised. The online banking app is simple but effective for tracking my spending and making transfers. The Visa Card works everywhere. For a new customer looking to save some money upfront, this was a really good deal.

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Brittany Lewis
★★★★☆
1 month ago

Easy switch, decent bank

Switched my main checking account to their Girokonto Klassik. Used their Kontowechselservice, which was super handy, took most of the headache out of it. Everything transferred over fine. No surprise fees so far, which is what you want. Online banking is pretty standard, nothing fancy but it works. Felt like a solid, no-fuss bank switch.

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Danielle Ramirez
★★★★★
1 month ago

Love my new Junior Depot!

I opened a Junior Depot for my daughter and it was so easy! The whole process online was quick and I got all the documents in the mail super fast. It's great to have a place to invest for her future. The website is clear and understandable, even for someone like me who's not a finance expert. I'm so glad I chose 1822direkt. Definitely recommend them!

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1822 Direkt Community Discussion

Share tips, ask questions & help fellow shoppers save more

M
Matt B.
1 month ago

I'm looking to switch my main account. How does 1822direkt compare to DKB or ING? Any major differences in features or fees?

M Matt H. 1 month ago
1822direkt is pretty similar to DKB or ING, especially for daily banking. DKB might have more free cash withdrawals abroad but 1822direkt often has better opening bonuses.
1
R Richard 4 weeks ago
I switched from ING. 1822direkt's online banking app feels a bit more modern to me, and they support Apple Pay which is nice. Fees are comparable for the basic accounts, just check the fine print for specific conditions.
6
8 Responses (2)
A
Ashley
3 weeks ago

How do you get your hands on those new customer bonuses? Is it automatic or do you need a special code?

A Adam Sanchez 3 weeks ago
It's usually tied to specific campaigns. You often have to meet certain conditions like a minimum number of salary entries or transactions within a timeframe. No special code needed usually, just follow the campaign link.
2
D Donna M. 3 weeks ago
Sometimes referral codes are a thing, but those come from existing customers. For the main opening bonus, just make sure you apply through the correct promo page on their site.
3
4 Responses (2)
E
Elizabeth Anderson
4 weeks ago

Hey, thinking about opening an account with 1822direkt. How long does it actually take to get everything set up and useable? Is it like a week or faster?

S Sean J. 3 weeks ago
Mine was pretty quick. I did the video ID thing and had access within a couple of days I think.
2
W William Lopez 3 weeks ago
Yeah, if you do VideoIdent it's usually really fast. Otherwise, if you do PostIdent, it can take a bit longer for the mail to go back and forth, maybe a week total for everything to arrive and be fully active.
3
3 Responses (2)
R
Rachel Mitchell
3 weeks ago

Is 1822direkt legit or is it some sketchy online bank? Seen some ads but never heard of them much.

D Danielle L. 3 weeks ago
Totally legit. They're actually a subsidiary of Frankfurter Sparkasse, so it's a real bank.
1
S Stephanie Walker 3 weeks ago
Yeah, they're super solid. Been with them for years and never had any issues. Online banking is secure and everything.
4
2 Responses (2)
A
Amanda R.
2 weeks ago

Are there any current bonuses for opening a new Girokonto? Or do I need to wait for a specific time of year?

E Elizabeth T. 1 week ago
They almost always have some kind of new customer bonus. Usually 50-150 euro or an Amazon voucher.
3
D Donna G. 1 week ago
Check their site now, sometimes they have campaigns tied to holidays or end of year. I got an Amazon voucher when I opened mine last January.
2
0 Responses (2)

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